It was nearly midnight. Isabel, her head still buzzing after a kaleidoscopic day, which included much motoring and many words, felt no inclination for bed, moreover was not only curious to hear Gwynne's impressions, but felt a pleasant sense of anticipation in talking the day over with him. He had telephoned that he was going down to Burlingame for dinner, but should manage to return to the house in the neighborhood of midnight. She wondered if he had met as many people and received as many bewildering impressions as she had done.

If she had cherished a lingering delusion that aught remained of the old proud reserved character of the society of her mother's time, it had vanished before the chatter of her hostess and the experiences of the day. They had not lunched at The St. Francis, after all. As they reached the entrance Mrs. Hofer capriciously changed her mind, and decided to make a dramatic descent with Isabel upon the house of a friend whom she knew to be entertaining informally, and where she was always sure of a welcome. The house was out at The Mission, a generic term in these days for the valley under the shadow of Twin Peaks, so sparsely populated by the padres. There were still a few large wooden houses, surrounded by grounds, that looked like country seats in the midst of that wilderness of cheap and hideous streets; built perhaps thirty or forty years before, when "The Mission" was a suburb, and for old affection's sake still inhabited in spite of a thousand drawbacks. Isabel approached this place in a fever of anticipation, for it was none other than the old estate of Juan Moraga, and through a grille in its vanished adobe wall Concha Arg黣llo had held tryst with her Russian lover, R閦anov.

Into this sheltered valley the trade winds and the fog came so seldom that, although it was a November day, the host had no hesitation in entertaining his guests on the lawn, with rugs under foot and a canopy to protect the complexions of the women. Here, Isabel found members of nearly every set the city had ever possessed: Mrs. Trennahan, like herself of the old Spanish stock, and her New York husband; Anne Montgomery and two or three others of the second r間ime; Catalina Shore, with her beautiful half Indian face and English husband; these few with a repose of manner that looked old-fashioned against the lightly poised figures and incessant chatter of the younger girls. And there was an even greater variety of garb. Several were dressed for the season in velvet and furs: one wore an organdie blouse and hat; another had hastily donned a checked travelling suit; there was no doubt that Miss Montgomery had bought her simple brown frock already made, and perhaps at a sale; her neighbor wore a black lace dress with a fur boa. The majority were excessively smart, whatever their vagaries, and Mrs. Hofer, most of all, in several shades of gray; not only becoming to her dark hair and bright color, but suggesting the natural plumage of a bird; she was one of those women that look so well in whatever they wear that it is difficult to imagine them in anything else. Isabel, perhaps, although the sharp eye of a woman would have detected the absence of the hand of a maid in her toilette, more nearly solved the problem of a spring day in mid-winter, with her frock of white serge and large black hat covered with feathers.

She sat between the "Reform Mayor," whose guest she was, and the "Militant Editor," neither in the highest spirits after their recent and unexpected defeat; and heard much of that intimate political talk for which she had longed, although her mind wandered occasionally to that romantic past of caballero and do馻 not yet a century old, very difficult to conjure in this swarming heterogeneous valley.

After luncheon Mrs. Hofer had invited Miss Montgomery into the automobile, and taken her and Isabel for a long ride, chattering of everything under the sun, but with breathing spells that enabled Isabel to exchange a few remarks with her old friend; and between remorse for her own neglect and pity for that desolated life, she was almost effusive, and begged Miss Montgomery to visit her in the valley where Anne's father too had owned a ranch in palmier days. She offered to furnish a room immediately, and Miss Montgomery smilingly promised to obtain surcease from dinner-parties, where her portion was to enter by the back door—in nine cases out of ten with the ancestral silver—and take the rest she needed. She made a good living, she assured Isabel, but was educating a young relative for the navy, and lived in a flat that was largely kitchen. All her fragile wild-rose beauty was gone long since, but she still remembered how to put on her clothes, and her position was unaffected in that devil-may-care city; she went into society when she chose.

Mrs. Hofer, on their return from the environs, left them for a few moments in front of a house on Van Ness Avenue where a friend lay ill, and Isabel made an enthusiastic allusion to the gay out-door appearance of the city. The broad avenue was crowded with men, women, and children, promenading in the sunshine. Every street-car was filled with people on their way to or from the Park, Presidio, or Cliff House. They had passed hundreds of automobiles and fine turnouts of every description, and out at the three great resorts thousands of pleasure-seekers.

Miss Montgomery set her well-cut mouth in a pale line. "I get somewhat weary of all this pagan delight in mere externals," she remarked. "It is all so superficial and deceptive, although sincere enough in its ebullitions. I can tell you, my dear idealist—you have not changed a particle, by the way—that there is another side you have never seen. I doubt if you ever would see it, even if you came to live in the town." The automobile stood on a corner. Miss Montgomery indicated the rise and fall of the hill-side, east and west of the avenue. "Look at all those shabby-genteel rows of houses, each exactly like the next, each with its awful bow window, and all needing a new coat of paint. So are the lives inside. And there are miles of them. There are just four sorts of people in this town—ignoring its underworld—that get any real enjoyment out of life: those that are wealthy enough to command constant variety; the careless clever Bohemians with their wits always on the alert and plenty of congenial work; the club women; the laboring class, that get the highest wages on earth and are as happy as beasts of the field on a bright warm winter's day like this. But oh, the thousands and thousands of mere mortals that are mired in their ruts and no longer even plan to climb out! There is no more chance for those people—who are in some little business, or are clerks, or small professional men, or fractions in the great corporations—to mention but a few examples—no more chance for them than in any of the older cities; for San Francisco has gone at such a pace that she has as many ruts as if centuries had plowed her, and those in the ruts might as well be on Lone Mountain. They—the women particularly—have the tedium vit?in an acuter form than you have seen anywhere in Europe, for over there the centuries have mellowed and enriched life; there is something besides this eternal climate which can never take the place of art. Of course there was a day when every man had an equal chance, but that day has passed long since. And then in Europe," she went on, the minor note in her voice becoming more plaintive, although she was too well bred to whine, "you are always near some other place. You can save your money for a few months and command a change of scene. Here you have to travel three thousand miles to find a change of accent. I often have the delusion that California is on Mars. And the climate! Day after day, when I walk down that shabby hill with menus revolving in my head, or take the boat across that sparkling bay—I have customers all about—I long for the extremes of seasons they have in the East—fogs and four months of intermittent rain are only an irritant to one's natural love of variety. I long for the excitement of wading through snow drifts. I wish we would have a war. I should love to hear the shells hissing overhead, to see great buildings collapse, people rushing about in a mad state of excitement—anything, anything, to relieve the monotony of this isolated bit of semi-civilization—where, I can tell you, more women meditate suicide from pure ennui than in any city on earth!"

Isabel was appalled by this outburst. The brilliant day seemed faded, the bright faces were grinning masks. Then she experienced a powerful rush of loyalty towards this stranded member of her own class, and before she realized what she was saying, she had offered to send her to Europe to finish the musical education begun in her promising youth.

"Don't be angry," she stammered, knowing the intense pride of the impoverished American. "Why not? We are really related. I am quite alone. My little fortune has almost doubled. I make much more than I can spend. It would be quite shocking if I did not do something for some one—there is Paula of course, but it is against my principle to do too much for any woman with a husband. Do—please—"

Miss Montgomery, who had flushed deeply and averted her head, turned suddenly with a smile and a light in her eyes that, with the color in her cheeks, made her look young for a moment.

"That was just like you!" she exclaimed. "I remember in Rosewater, when you were a little thing, you used to give away the clothes on your back, and your toys never lasted a week; although you beat the children and pulled them about by the hair when they didn't play to suit you. I saw you on the street just after your return from Europe—you looked as if you had wrapped yourself up in the pride of your nature—had found a plane apart from common mortals. For that reason I did not remind you of my existence. But I should have remembered that you had had trouble and care enough to freeze any woman of your inheritances into a sort of animated Revolutionary statue. But you are just the same old Isabel. It makes me feel young again."

"And you will go?" asked Isabel, eagerly.

Miss Montgomery shook her head. "No," she said, sadly. "It is too late. I am thirty-five. If you have made no place for yourself by that time in America you belong by a sort of divine decree to the treadmill. And the limberness has gone out of my fingers as out of my mind. Sometimes I deluge my pillow; but I will confess to you that down deep there is a consciousness of bluntness, and it makes me inconsistently satisfied to be here in this land of climate and plenty, instead of in Boston or New York, where both climatic and social conditions are so terribly stern for the poor. After all, the word 'struggle' is a mere euphemism out here, and I am still asked to nearly all of the big parties; not one of the older set has dropped me, and I could go out constantly if I chose. But I have neither the energy nor the money. I could have presents of ball gowns, but of course I won't accept them." She laid her hand on Isabel's. "Don't imagine that I do not appreciate your generosity. I shall never forget it—nor the dear childish awkward spontaneity of its expression. But here I stay and rot."

"I heard this same lament from Lyster the other night; only he was more cheerful about it—possibly because he has other surcease—"

"Don't waste any sympathy on us," said Miss Montgomery, contemptuously. "There never was such a sieve as California—San Francisco—for separating the wheat from the chaff—for determining the survival of the fittest. If I had been worth my salt I should have conquered every obstacle, overcome the family will, when I was young and full of hope and vigor. So would Lyster Stone. San Francisco is stronger than we are. That is the truth in a nutshell. Those that are stronger than she have gone. The rest don't matter. And as so many of those that are really gifted enjoy themselves with only an occasional spasm of self-disgust, they are not greatly to be pitied. By and by they will outgrow even that, and congratulate themselves that they were not of those that fled from the good things of life."

Mrs. Hofer ran down the steps and into her automobile. "I simply—couldn't—get—away," she cried between the agonized thumpings of the engine. "But perhaps you were glad to be rid of me a bit. Please don't say so, though. It would make me simply miserable."

As the car glided off, she sat on the edge of the seat facing her guests, lightly, and with the same backward sweep of her body as when walking. She always seemed to be fairly bursting with youthful energy, and no bird could rival her buoyancy. She immediately assumed the burden of the conversation.

"Dear Miss Otis! I have been meaning all day to ask you about Lady Victoria Gwynne, but so many things have put it out of my head. What do you think of her? I am simply mad to know. I never met any one who interested me half so much; I couldn't make her out the least little bit. The only time when she seemed quite alive was when she spoke of her Jack. In the famous Elton she didn't seem to take any interest at all. I fancy they've fallen out, for whenever his name was mentioned—and Mr. Hofer admires him immensely—she always became as mute as a mummy. It put me out a bit. I'm not used to that sort of treatment. When I want to talk about a subject, I am in the habit of doing so. Lady Victoria is not a bit simple like so many English great ladies. Perhaps it's the Spanish blood, or perhaps it's because she's so blas閑. They do tell stories! I never heard any received woman accused of having had quite so many—well, at least in this town, when a woman is openly larky she soon finds herself on the north side of the fence. There was my Lady Victoria hobnobbing with all the royalties at Homburg. But what interested me most was her attitude to Sir Cadge Vanneck—"

"What?" Isabel sat erect. "Has Sir Cadge Vanneck returned from Africa? I thought something besides ill health was detaining her. Do you think they will marry? I don't know whether Mr. Gwynne would like it or not. He looks forward to her arrival—"

"I can see Lady Victoria on a California ranch! She would yawn her head off. London is 'the world' in quotation marks. She couldn't, that seasoned lady, stay out of it six months. But about Sir Cadge—that was the final mystery. It actually kept me awake one night. You know the story, how devoted he was for about two years, and then how he ran away when her husband was killed, for fear he would have to marry her. Nobody knew exactly how she felt about it, for one thing must be said for the people of those effete old civilizations: their breeding carries them through any crisis without the turn of a hair. But the report was that she showed an inner convulsion in subtle outer vibrations, or people imagined she did, probably because she'd got to that age where she couldn't have many illusions left. Then, suddenly, this summer, he returns, and follows her to Homburg. He is all devotion. She is an iceberg. And she's gone off dreadfully. I saw her seven years ago at Covent Garden, and she was the handsomest thing I ever looked at. She's handsome yet, but her muscles are getting that loose look and her eyes are bottomless pits of ennui. Save me from being a fashionable demimondaine. Better go to the deuce and die in a garret. Something honest in that, anyhow—and more picturesque. There may be something behind, that we don't know anything about, but in my opinion she is not the happiest of women; and with such a handsome and agreeable man as Sir Cadge Vanneck at her feet, she is just an ingrate. We are not here, already? I wish I were not invited this evening, I'd simply make you come home to dinner. And it seems so rude to leave you at the foot of this bluff; but there is just one thing the automobile can't do—"

Isabel, her head spinning with many words, had been glad to express her pleasure in the day's entertainment and run up the steps to her refuge on the heights. She had found that Mr. Stone was still in bed and likely to remain there, and a haughty note from Paula announcing that she had returned to her children and should remain where she was wanted.

She was vaguely planning to "do something" for Anne Montgomery, and congratulating herself that she could fly at will from people that talked too much, when she heard Gwynne's long stride on the plank walk, and called gayly to him out of the darkness "to stand and deliver."

"I hope you carry a pistol," she added, anxiously, as he ran up the steps. "I scarcely ever pick up a newspaper without reading of a hold-up, and there were four on this hill last week. We change, out here, but we don't seem to improve much."